FAQs

• Where the insured is prepared to bear a fixed amount in respect of every claim for damages to the vehicle.
• A discount commonly referred to as bonus is allowed on the premium when no claims are made against the policy during the relevant previous year.

Note:

Loading called malus is otherwise charged on the premium if the insured has made a claim during the relevant previous year.

A 5 percent discount is allowed if the insured is a member of a recognised Automobile Association (the amount of discount will not exceed Rs.100/- for private cars).